Incredible Owner-Occupant Opportunity! FHA Eligible – Single Family Home with Duplex-Style Layout Seller Offering $12,000 in Closing Cost Assistance + Interest Rate Buy-Down Options This unique property presents a rare opportunity for owner-occupant buyers or FHA purchasers! This is a single-family residence with a duplex-style setup – ideal for house hacking or generating passive income. Key Features: 85% renovated with major system upgrades New roof, new HVAC system, new windows Upgraded electrical and plumbing systems Modernized kitchens and bathrooms High-end LVP flooring to be installed post-closing $7,500 held in escrow to complete finishing work after closing (HVAC condenser + flooring) Unit A (the larger unit) will be delivered vacant at closing, allowing an owner-occupant buyer to move in immediately. Unit B is currently leased to a reliable Section 8 tenant, offering steady income. Alternatively, Unit B can be converted to an Airbnb unit with potential to generate approximately $2,500/month. Seller is a licensed general contractor and will complete final touches post-closing for buyer peace of mind. Financing Highlights: FHA-friendly Seller can buy down interest rate to as low as 5% Preferred FHA lenders available for faster closings and better terms This is a perfect fit for buyers looking to offset their mortgage, live affordably, or build equity with rental income.