Flexible living options abound in this beautifully maintained ranch with a fully finished lower level and separate exterior entrance. The main floor features hardwood floors, a light-filled living room with fireplace, spacious kitchen with stainless steel appliances and gas range, three bedrooms, and 3 full bathrooms,including a primary suite with walk-in closet and private bath. The finished lower level offers a second kitchen, large family room with fireplace and built-ins, two additional bedrooms (one non-conforming), bonus room, and private exterior access-ideal for multigenerational living, extended family, guests, or flexible living arrangements. Recent updates include new flooring in both upstairs bathrooms, new flooring in the lower-level kitchen, new toilet in the primary bath, fresh living room paint, a new covered patio roof, and a newer HVAC system installed just two years ago. Additional features include central air, updated windows, a radon mitigation system, ample parking, and a large fenced backyard with covered patio. Conveniently located near schools, parks, shopping, and commuter routes. Seller offering a $5,000 buyer credit with acceptable offer.