Located in the highly desirable gated Chapala community within Oaks North's premier 55+ neighborhood, this single-level detached home offers an exceptional opportunity to create your dream home while enjoying a coveted golf course setting. Overlooking the rolling fairways of the Oaks North Golf Course and surrounding hills, the property is priced below market, offering the potential for instant equity-be sure to compare recent sales. Inside, vaulted wood-beam ceilings and a cozy fireplace add warmth and character, while the spacious primary suite provides a comfortable retreat. The expansive covered patio is the perfect place to relax and take in the peaceful golf course views. Complete with an attached two-car garage and access to the outstanding Oaks North community amenities, including a pool, spa, fitness center, pickleball, tennis, clubhouse, and an active social calendar, this is a rare opportunity in one of Rancho Bernardo's most sought-after 55+ communities.