TRANSPARENT PRICING! *Attn Conventional loan buyers: seller will be paying for the drywall work in the bottom unit to be done before close of escrow.* This charming 3-bedroom, 2.5-bathroom with bonus room single-family home offers versatility and potential. The newly renovated upstairs (2BD/1.5BA) features modern upgrades, boasting abundant natural sunlight throughout. The downstairs (1BD+ bonus room/1BA) unit is a blank canvas with licensed architect created plans, ready for your vision. The property includes a 2-car garage with a brand-new EV charger and paid off solar, providing convenience and sustainability. The home includes a lemon and avocado tree in the back yard. A perfect opportunity to create your dream home or an ideal investment property! Located near Ocean Avenue's vibrant restaurants, shops, and cafes, with easy access to transportation and Whole Foods Market. This 1,600+ sqft home offers the charm of history paired with contemporary comforts. Whether you're looking to live, invest, or both, this property is your key to an exceptional San Francisco lifestyle.